About
About
The path behind Neider Olaya’s work in credit risk, machine learning, and financial analytics.
I am an economist and Data Scientist with experience in credit risk, portfolio analysis, and financial analytics in the financial sector (fintech and banking).
I combine statistical modeling with business judgment: I translate models into decisions about portfolio risk, lending, and profitability.
How I work
I manage the full life cycle of credit models: data preparation, training, validation, production, monitoring of risk indicators, and recalibration. I apply it to origination, renewals, credit behavior, early warnings, and fraud, together with financial forecasting, scenario evaluation, and the automation of analytical processes.
Education
- B.A. in Economics, Universidad de La Salle, 2017–2022.
Certifications
- Data Science, Coderhouse (Jul 2024).
- Business Essentials, Harvard Online (Dec 2024).
- Data Analytics, Coderhouse (Dec 2023).