Data Scientist – Credit Risk & Machine Learning
Manage a credit portfolio in Peru with about US$5M in capital and positive profitability; develop, deploy, and monitor credit risk models for origination, first loans, and renewals.
Experience
From financial analysis to production credit models.
A path through banking, operations analytics, and fintech, always connecting data with business decisions.
MibancoJun 2024 to Apr 2025
Data Scientist – Pricing | FP&A
Analyzed pricing sensitivity and credit product performance to support commercial decisions, and automated analytical pipelines in Python and SQL.
FrubanaNov 2022 to Nov 2023
Data Analyst – Ops & Financial Analytics
Segmented driver profiles with higher churn propensity and designed behavioral indicators for retention strategies.
Banco de BogotáFeb 2022 to Aug 2022
BI & Analytics Intern
Economic and financial descriptive analysis, SQL queries, and analytical support for the BI area.