Financial analytics
Pricing and Profitability Analytics
Pricing sensitivity and credit product performance analysis to support commercial decisions in banking.
Python · SQLautomated analytical pipelines
The problem
Credit pricing decisions affect both demand and profitability. The commercial team needed evidence on how products performed and how sensitive they were to price.
My role
As Data Scientist for Pricing and FP&A at Mibanco, I analyzed pricing sensitivity and credit product performance to support commercial decisions.
Approach
- Pricing sensitivity and product performance analysis.
- Exploratory analysis to identify profitability optimization opportunities.
- Design and automation of analytical pipelines in Python and SQL.
Conceptual representation. Data and internal details are intentionally omitted.